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How inflation effects your insurance rates.

Inflation can have various effects on insurance rates.  With inflation at an all-time high, here are some ways in which inflation is impacting your insurance rates: Replacement Cost: Inflation typically leads to an increase in the cost of goods and services. This means that if you need to replace or repair a damaged or lost item, it may cost more due to inflation. As a...

LIFE INSURANCE AWARENESS MONTH AT GROVES INSURANCE

September is Life Insurance Awareness Month here at Groves Insurance. We will be posting some informative articles on our website.  You can always call us and we will answer any questions you may have regarding life insurance.  Here is the first article. Navigating Life's Uncertainties: The Importance of Life Insurance Awareness Life is filled with uncertainties, and it's impossible to predict what the future holds....

Here’s Why You Should Always Sleep with the Door Closed

Here’s Why You Should Always Sleep with the Door Closed

How much time do you have to escape a fire?Forty years ago, the average time people had to escape a fire safely was 17 minutes. Today’s homes only allow for three minutes or less to evacuate. Why? Modern synthetic construction materials, home furnishings and contemporary layouts allow fire to spread and become toxic much faster than in the past. (Test your knowledge of fire safety facts...

4 Fire Prevention Tips for Your Business

4 Fire Prevention Tips for Your Business

Reducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Those fires caused 1,025 injuries and almost $3.7 billion in damages.The Unseen Costs For business owners, these damages can be more costly than...

6 Common Problems Caused by Clogged Gutters

6 Common Problems Caused by Clogged Gutters

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation.This year, resist the urge to put off the chore. Need some motivation? Learn about these common problems caused by clogged gutters.Why is Gutter...