Do I need Commercial Auto Insurance for my business?
Posted: August 23, 2023
Here are Groves Insurance we have lots of options for your commercial auto insurance.Here are some key considerations to help you make an informed decision on weather you need commercial auto insurance or not:1. Vehicle ownership: If your business owns vehicles used for business purposes, such as delivery trucks, company cars, or service vehicles, you will likely need commercial auto insurance. Personal auto insurance typically...
Is Universal Life Insurance Right for Me?
Posted: August 22, 2023
Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain limits and offers more flexibility. How Does...
Batten Down the Hatches: What To Know About Winterizing Your Boat
Posted: August 22, 2023
As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...
Avoid distractions while driving
Posted: August 21, 2023
Avoiding distractions while driving is crucial for your safety and the safety of others on the road. Here are some tips to help you stay focused and minimize distractions while driving:1. Silence or Turn Off Your Phone: Use the "Do Not Disturb" mode or turn off your phone while driving to avoid the temptation of checking messages or answering calls. If necessary, let your passengers...
Errors and Omissions Insurance: What Is Covered?
Posted: August 19, 2023
Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...